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What counts as genuine savings in a loan application?
3 December 2021
If you apply for a home loan, particularly if the loan is for more than 80 per cent of a property’s value, you’ll more than likely have to prove to lenders that you have a satisfactory amount of savings. This is to demonstrate your ability to funnel a portion of
Read moreWhen was your last home loan health check?
3 December 2021
Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much. What’s involved? Your finance broker can do a full home loan health check for you either in person or over the phone. They will check
Read moreWhat to do when your loan is declined
3 December 2021
If you don’t receive approval don’t give up. Speak to a professional in the industry and keep your dream alive. Penny Holland* had found her dream home and made an offer, which was accepted. Now all she had to do was get her loan approved and she would be on
Read moreWhat to look for at an open house
3 December 2021
There’s an old saying that you should never judge a book by its cover, and this is true for houses – after all, who would buy one having never seen more than the front door? Open inspections are opportunities to really flick through the pages, and here’s how to take
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