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5 things first-home buyers need to know
13 December 2021
Before you decide to purchase your first property there are a number of things to consider, including your current personal circumstances and financial status. 1 Think about why you want to buy a home. Do you want to live in it or will it be an investment property? This can
Read moreFinance despite a bad credit rating
13 December 2021
Sometimes an individual is left with a bad credit rating after the breakdown of a relationship, and can be rejected by lenders because of it. But that need not be the end of the story. Following her separation from her husband, Natalie was left with a bad credit rating and had
Read moreIs a family guarantee right for you?
13 December 2021
Entering the property market is no easy feat for a first homebuyer, but even parents who aren’t prepared to hand over cash for a deposit may help by being a guarantor on a loan. Before taking the plunge however, it’s crucial to be aware of the implications involved. Here are
Read moreWhat is LVR?
13 December 2021
The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means. When you are working out what amount you can borrow to purchase a property, the size of
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