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Is a family guarantee right for you?
13 December 2021
Entering the property market is no easy feat for a first homebuyer, but even parents who aren’t prepared to hand over cash for a deposit may help by being a guarantor on a loan. Before taking the plunge however, it’s crucial to be aware of the implications involved. Here are
Read moreWhat is LVR?
13 December 2021
The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means. When you are working out what amount you can borrow to purchase a property, the size of
Read moreWhy would I use a finance broker?
13 December 2021
Because they can save you time and money. As the home loan market becomes increasingly complex, more people are turning to finance broker . Here are some of the reasons. Finance broker can save time The choices now available in the mortgage market can seem limitless and completely overwhelming. You can
Read moreBroker or bank
13 December 2021
Broker or bank? When you’re looking for a home loan, you could go to a broker or to a bank. While a bank will only offer you its own products, a broker is an industry specialist who will take the guesswork out of finding the mortgage or finance product that
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