Latest Blog
What Happens to Your Mortgage If You’re Self-Employed
17 March 2025
Being self-employed offers flexibility and independence, but it can also complicate your mortgage situation. Lenders often view self-employed individuals as higher risk due to fluctuating incomes. To secure a mortgage, you’ll need to provide extensive documentation, including tax returns, business financial statements, and possibly a letter from your accountant. It’s
Read moreHow to Handle a Mortgage After a Job Loss
10 March 2025
Losing a job is a challenging experience, and managing a mortgage during this time can be daunting. The first step is to assess your financial situation and create a budget based on any savings, severance, or unemployment benefits. Contact your lender as soon as possible to discuss your situation –
Read moreWhat to Do With Your Mortgage If You’re Relocating
6 March 2025
Relocating can be an exciting yet stressful time, especially when it comes to managing your mortgage. The first step is to decide whether to sell your current property or keep it as an investment. If you choose to sell, ensure your property is market-ready to achieve the best possible price.
Read moreHow to Prepare Your Mortgage for Retirement
27 February 2025
As retirement approaches, it’s important to review your mortgage to ensure it aligns with your financial goals. Ideally, you should aim to pay off your mortgage before retiring to reduce monthly expenses. If you’re still carrying a mortgage, consider refinancing to secure a lower interest rate or a shorter loan
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